The festive season is right here and the plans and preparations for the most anticipated vacation of the year are triggered with great vehemence. What if we present a surprise that would make your most awaited vacation more special, more luxurious, and cherished with some extra sweet memories? Yes, we are not joking, this Christmas season unveils the benefits of travel credit cards.
Now, what are travel credit cards?
Travel credit cards have many options and deals related to travel which generally provide an edge for discounts on airline tickets, hotels, and lounges or they provide you with saving for bookings of transport or accommodation. All in all, your travel becomes easier. Also, as your savings are collected every time you use a travel credit card, you can spend on the things and activities you thought of compromising due to extending your travel budget. You can shop, collect souvenirs, taste the local cuisine and travel conveniently by using these travel credit cards.
Companies tend to establish the culture of travel credit cards after researching that people generally spend a lot of money on travel, so banks opened avenues for these credit cards for travel spenders with bonus points which are between $500-$1500. Many travel freaks have traveled almost for free with the help of these cards.
You can sign up for a credit card for the shortest frame of time, use it to get benefits, and save money.
There are two types of users:
- Casual users: Their goal is to save money on travel without being susceptible to complex tracking. These get a couple of cards and they do not get drained by the formalities of opening or closing the account.
- Churners
They believe in optimizing the game by practicing the art of Manufactured Spend through which the expenses of travel are reduced.
There are many kinds of travel credit cards, namely:
- Statement credit card is the basic and most user-friendly credit cards that allow access to airlines, stay options, and private or public transport. The easiest to use the option of travel credit cards are
- Citibank premier: To signup, the minimum count for recommended points is 60,000. Their minimum value is $650.
- Chase sapphire preferred: To signup minimum count for recommended points is 60,000. Their minimum value is $650.
- Capital one venture: To signup minimum count for recommended points is 60,000. Their minimum value is $650.You can even book your trip with this and redeem the bonus points later which makes last-minute booking so easy and assuring.
It is advisable to find cards that range around or above this minimum range. Some of these banks give cents for the collected points.
- Hotel cards: The value of these cards varies mostly based on the hotel you are staining, it is a hotel chain property and many more aspects are there to it .
- Chase Hyatt: To signup the minimum count required points are 50,000. Their minimum value is $530.It offers a valuable scheme for many other options.
- Chase Marriott: To signup the minimum count required points are 10,000. Their minimum value is $550.
- Amex Hilton
- Airline travel cards : Charges on booking a flight ticket vary based on the time of booking , carrier for plane ride and destination. From having a plan for your vacation ,execute it by using these cards
- Chase Southwest: To signup the minimum count required points are 50,000. Their minimum value is $525. They also give you a companion pass which everything so easy and wonderful.
- Citibank American Airlines : To signup the minimum count required points are 60,000. Their minimum value is $500.
These cards are one of the most easiest options to pull out an amazing travel. The only thing that can make this process hassle free is planning almost six months advance to the desired date or season of the year. These cards have a validity limit ,so keep a track keep checking . Try to incorporate habit of paying full without installments. With interest rates so high, you will only get to drain the hard earned money unnecessarily. Also, to save further ,make sure you cancel before your card expires or cross the time limit (approximately 11 months after) to avoid annual fees but not to early .
